RBI Loan Prepayment Rules 2026: When Foreclosure Fees Are Banned
RBI loan prepayment rules in 2026 explained: which floating-rate loans have no foreclosure fee, what happens with fixed rates, and six checks before paying.
Finance
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Gold Rate Today, 31 October 2026: 24K, 22K, 18K by City
Gold rate today, 31 October 2026: Verified indicative 24K, 22K and 18K prices in Mumbai, Delhi, Chennai and Lucknow, with Day/Month/Year comparison charts and buyer guidance.
RBI Extends Irinjalakuda Co-op Bank Restrictions to January 2027
The RBI’s 29 October notice extends existing directions on the Kerala co-operative bank for three months. It does not announce a new licence cancellation, nor does it say the bank’s financial position is satisfactory.
Top 10 Multi-Cap Mutual Funds by 1-Year Return (October 2026)
These 10 multi-cap schemes led a dated one-year performance table, but some had negative longer-term comparisons or short track records. Here is what the ranking does—and does not—tell investors.
Ayushman Bharat 70+ in 2026: Eligibility, Card and ₹5 Lakh Cover
Every Indian senior citizen aged 70 or above can qualify for a distinct AB PM-JAY card, regardless of income. But the ₹5 lakh cover works differently depending on whether the family already receives PM-JAY benefits.
Gold Rate Today, 30 October 2026: 24K, 22K, 18K by City
Gold rate today, 30 October 2026: Check dated indicative 24K, 22K and 18K prices per gram and per 10 grams in Mumbai, Delhi, Chennai and Lucknow, with daily changes and buyer guidance.
RBI Ombudsman in 2026: Keep the Response Period and Filing Window Separate
Build a dated banking complaint record under the 2026 scheme. Separate the response condition, filing window and evidence needed for escalation.
Credit Card Three-Day Rule: Check Late Fees and Interest Separately
India’s three-day threshold does not shift the printed payment due date. Reconcile credited payments, late charges and interest-free conditions.
Gold Rate Today, 29 October 2026: 22K, 24K Prices by City
Gold rate today, 29 October 2026: Check indicative 24K, 22K and 18K prices in Mumbai, Delhi, Chennai and Lucknow, daily changes and jewellery-buying tips.
Gold Rate Today, 28 October 2026: 24K, 22K and 18K Prices by City
Gold rate today, 28 October 2026: See verified indicative 24K, 22K and 18K prices in Delhi, Mumbai, Chennai and Lucknow, with per-gram and 10-gram tables, daily changes and jewellery buyer tips.