Source recheck: 11:19 IST, Monday, 9 November 2026; provider pages dated 9 November 2026. A later independent read of Goodreturns’ Mumbai, Delhi and Chennai pages and Groww’s Mumbai page found that the Mumbai and Delhi rates had changed since the earlier snapshot. This correction replaces the earlier stale Mumbai and Delhi values; Chennai’s rates remain unchanged. The provider pages show the rate date but do not display a precise publication clock time.
Quick answer — Mumbai indicative retail rate: 24K gold is ₹14,460 per gram (₹1,44,600 per 10 grams); 22K is ₹13,255 per gram (₹1,32,550 per 10 grams); and 18K is ₹10,845 per gram (₹1,08,450 per 10 grams). Goodreturns’ Mumbai page shows increases of ₹103/g, ₹95/g and ₹77/g respectively against 8 November. These are indicative retail quotations, not a guaranteed jeweller invoice or an IBJA bullion benchmark.
Important methodology note: The Day view below uses dated retail-indicative city rates. The Month and Year views use RBI-based Mumbai standard-gold bullion averages (99.5% fineness), a different series measured in ₹ per 10 grams. Do not compare the three series as if they were the same purity, market or pricing method.
Gold rate today: 9 November 2026
The main table uses Goodreturns’ Mumbai page dated 9 November 2026. Its listed 24K, 22K and 18K prices are indicative and exclude GST, TCS and other levies. The 10-gram figures below are the same provider’s published values, not a blended calculation from another rate series.
| Purity | Price per gram | Price per 10 grams | Change vs 8 Nov |
|---|---|---|---|
| 24K (99.9%) | ₹14,460 | ₹1,44,600 | +₹103/g (+₹1,030/10g) |
| 22K (91.6%) | ₹13,255 | ₹1,32,550 | +₹95/g (+₹950/10g) |
| 18K (75%) | ₹10,845 | ₹1,08,450 | +₹77/g (+₹770/10g) |
Independent cross-check: Groww’s Mumbai page, also dated 9 November, independently lists ₹14,460/g for 24K, ₹13,255/g for 22K and ₹10,845/g for 18K, with 10-gram values of ₹1,44,600, ₹1,32,550 and ₹1,08,450. These match Goodreturns’ current Mumbai values at this recheck. The providers’ previous-day baselines differ slightly: Goodreturns shows +₹103/g, +₹95/g and +₹77/g, while Groww’s displayed figures imply +₹103/g, +₹94/g and +₹77/g. The two provider snapshots remain separate and are not averaged; confirm the jeweller’s live quotation before paying.
City-wise gold rates on 9 November 2026
The following same-day city quotations are from Goodreturns. Per-10-gram amounts are the same provider’s displayed figures. Lucknow is intentionally omitted: the available Goodreturns Lucknow page was still dated 8 November when checked, so it is not presented as a verified 9 November rate.
| City | 24K / g | 22K / g | 18K / g | 24K / 10g | 22K / 10g | 18K / 10g |
|---|---|---|---|---|---|---|
| Mumbai | ₹14,460 | ₹13,255 | ₹10,845 | ₹1,44,600 | ₹1,32,550 | ₹1,08,450 |
| Chennai | ₹14,356 | ₹13,159 | ₹10,767 | ₹1,43,560 | ₹1,31,590 | ₹1,07,670 |
| Delhi | ₹14,475 | ₹13,270 | ₹10,860 | ₹1,44,750 | ₹1,32,700 | ₹1,08,600 |
City figures are indicative, not shop-specific offers. Local premiums, seller quotations and the exact product can change the amount payable. Goodreturns’ Mumbai page shows 24K/22K/18K up ₹103/₹95/₹77 per gram; Delhi is up ₹115/₹95/₹77; Chennai is down ₹1 per gram for each purity versus 8 November. These are provider-reported city retail indications; compare the live quotation for the same purity, weight and product before buying.
Day / Month / Year gold-price comparison
This switcher uses native HTML disclosure sections and visible numerical tables; it does not depend on external JavaScript. The three views deliberately remain separate: retail 24K/22K city history for Day, RBI standard-gold monthly bullion averages for Month, and complete-calendar-year averages of that RBI series for Year. Each table has its own source and unit. No common chart scale is drawn across these different methodologies.
Day — 10-day retail-indicative history
Goodreturns Mumbai page, dated 9 November 2026. 24K and 22K per gram; 18K is shown in the current-rate table above because this 10-day history table publishes 24K and 22K only.
| Date | 24K / g | 22K / g |
|---|---|---|
| 9 Nov 2026 | ₹14,460 | ₹13,255 |
| 8 Nov 2026 | ₹14,357 | ₹13,160 |
| 7 Nov 2026 | ₹14,357 | ₹13,160 |
| 6 Nov 2026 | ₹14,346 | ₹13,150 |
| 5 Nov 2026 | ₹14,602 | ₹13,385 |
| 4 Nov 2026 | ₹14,280 | ₹13,090 |
| 3 Nov 2026 | ₹13,964 | ₹12,800 |
| 2 Nov 2026 | ₹13,937 | ₹12,775 |
| 1 Nov 2026 | ₹13,888 | ₹12,730 |
| 31 Oct 2026 | ₹13,888 | ₹12,730 |
Source: Goodreturns Mumbai — 9 November 2026. This is a consumer-facing indicative retail series, not the RBI bullion series below.
Month — RBI Mumbai standard-gold monthly averages
Standard gold, 99.5% fineness; Mumbai monthly average; ₹ per 10 grams. These are bullion-market averages, not 24K/22K jewellery-shop rates. RBI’s latest month available on the DBIE page at the time of checking was August 2026.
| Month | Average (₹/10g) | Data source |
|---|---|---|
| August 2026 | ₹1,53,234 | RBI DBIE |
| July 2026 | ₹1,42,606 | RBI Bulletin |
| June 2026 | ₹1,48,095 | RBI Bulletin |
| May 2026 | ₹1,54,756 | RBI Bulletin |
| April 2026 | ₹1,49,927.30 | RBI Handbook |
| March 2026 | ₹1,53,298.84 | RBI Handbook |
| February 2026 | ₹1,54,038.52 | RBI Handbook |
| January 2026 | ₹1,45,946.90 | RBI Handbook |
| December 2025 | ₹1,31,171.55 | RBI Handbook |
| November 2025 | ₹1,22,961.84 | RBI Handbook |
| October 2025 | ₹1,21,907.67 | RBI Handbook |
| September 2025 | ₹1,09,590.91 | RBI Handbook |
Sources: RBI Database on Indian Economy — monthly Mumbai standard-gold prices (August 2026 latest); BankCreds analysis of RBI Handbook and RBI Bulletin data (January–July 2026 and September 2025–December 2025). September and October 2026 were not yet available in the RBI monthly series at this check and have not been estimated.
Year — complete calendar-year RBI averages
Mean of all 12 RBI monthly averages for Mumbai standard gold (99.5% bullion), ₹ per 10 grams. Only complete calendar years are included; these are not retail 24K/22K jewellery rates.
| Calendar year | Average (₹/10g) | Months included |
|---|---|---|
| 2025 | ₹1,01,561 | 12 |
| 2024 | ₹70,726 | 12 |
| 2023 | ₹59,027 | 12 |
| 2022 | ₹50,944 | 12 |
| 2021 | ₹47,366 | 12 |
| 2020 | ₹47,231 | 12 |
| 2019 | ₹34,853 | 12 |
| 2018 | ₹30,625 | 12 |
| 2017 | ₹28,975 | 12 |
Source and calculation method: BankCreds Research — calendar-year means of RBI monthly averages. Calendar year 2026 is incomplete and is deliberately excluded from this complete-year comparison; the monthly series currently extends only through August 2026.
Why a retail gold rate is not the same as a bullion benchmark
A city retail page is intended to help a consumer compare indicative prices for a given purity. A bullion benchmark is a separate reference for standardised metal traded in the bullion market. The RBI historical series above measures Mumbai standard gold at 99.5% fineness; it is not a daily 24K jewellery-shop quote. The IBJA AM/PM benchmark is another distinct series and is not substituted for the retail figures in this report.
Even two consumer-facing providers can differ slightly because their city coverage, source collection and update timing are not identical. That is why the Mumbai headline rate is attributed to Goodreturns, while the Groww value is shown only as an independent check. A reader should compare a jeweller’s live rate for the same purity, weight and product before making a purchase.
What a jewellery buyer actually pays
The per-gram rate is only the starting point. A finished ornament has a net gold weight and purity, plus the jeweller’s making charge and any other clearly disclosed item. Ask for an itemised estimate that identifies the gold value, making charge, applicable tax and any stone or accessory component. Compare the final amount for the same design and net gold weight, not just the headline rate.
For jewellery, the GST Council’s sectoral FAQ says GST is 3% of the total transaction value of the jewellery, whether the making charge is shown separately or not. The headline metal rate in the tables above is not the final invoice. Read the GST Council’s gems and jewellery FAQ and ask the seller to show the tax treatment on the bill.
Before paying, match the exact item’s hallmark and HUID record with the invoice. Our guide explains the checks: Buying Gold Jewellery? Match the Hallmark, HUID and Invoice Before Paying.
How to read today’s movement
Goodreturns’ Mumbai page lists ₹14,460/g for 24K, ₹13,255/g for 22K and ₹10,845/g for 18K on 9 November, with respective day-on-day increases of ₹103, ₹95 and ₹77 per gram. Delhi is at ₹14,475/g, ₹13,270/g and ₹10,860/g, up ₹115, ₹95 and ₹77; Chennai is at ₹14,356/g, ₹13,159/g and ₹10,767/g, down ₹1 per gram for each purity. The 10-day Mumbai history still places the current 24K/22K quote below its 5 November high. This describes the cited retail series only; it does not establish why the price moved or predict the next session.
International gold prices, the rupee-dollar exchange rate, import costs, local premiums and dealer pricing can all affect Indian quotations. A one-day city-price change is not enough to isolate any one cause. Avoid treating an indicative rate or a historical average as a forecast or a personal investment recommendation.
Sources and methodology
- Goodreturns — Mumbai gold rates, 9 November 2026: primary retail-indicative source for the headline and 10-day Day table.
- Goodreturns — Chennai gold rates, 9 November 2026 and Goodreturns — Delhi gold rates, 9 November 2026: city cross-checks.
- Groww — Mumbai gold rates, 9 November 2026: independent retail-indicative corroboration, kept separate from the Goodreturns series.
- Reserve Bank of India, Database on Indian Economy: latest monthly average of Mumbai standard gold (99.5%) available at the check was August 2026, ₹1,53,234 per 10 grams.
- BankCreds Research — RBI gold-price history: RBI Handbook/Bulletin monthly values and complete-calendar-year averages, with its calculation method disclosed.
- GST Council — Sectoral FAQ on gems and jewellery: GST treatment of jewellery transaction value.
Previous report: Gold Rate Today, 8 November 2026. This 9 November report is a separate dated update; the earlier article has not been overwritten.
Reader note: Prices are indicative and can change by city, jeweller and time of quotation. Confirm purity, net weight, making charges, tax and the final itemised invoice with the seller before paying. This report is informational and is not investment advice.